Legal Fees & Costs

We accept all legal plans – such as ASEA, APEA, and IBEW.

Our Chapter 7 fees vary. The basic cost for a Chapter 7 bankruptcy case is usually around $1665 plus the court filing fee of $335 (for a total of $2,000). If you are on a fixed income or have a case that is not complicated, the total cost may be lower. If you have real estate, small businesses, vehicle loans, and/or a lot going on, it might be higher. 

Chapter 13 legal fees are generally around $3500 (but can be more or less depending on the complexity of the case) plus the filing fee of $310. However, you can make a down payment and pay the rest of the fees through the Chapter 13 plan.

The cost for representation in Adversary Actions depends on the nature of the case.

Other smaller costs:

Clients are required to take two online classes. The Credit Counseling class must be taken pre-filing and the Financial Management class must be taken post-filing but pre-discharge. The Bankruptcy Court has a lengthy list of approved companies offering the classes. The costs range from approximately $20 to $50 for the set of classes.

Credit Report. We can usually obtain a free credit report, but if a free report is not available, there is a cost of approximately $25 to obtain one.

When you own real estate that you want to retain, it is sometimes necessary to pay for a Broker’s Opinion of Value, which can cost $75 and up.