Can you keep your vehicle(s) if you file for bankruptcy? You may keep a modest vehicle that you own out right. If you are a married couple filing jointly, you may each keep a modest vehicle. What if your vehicle… Read moreBankruptcy & Vehicles

The bankruptcy “Means Test” determines who can file for debt forgiveness through Chapter 7 bankruptcy. It takes into account your income, expenses and family size to determine whether you have enough disposable income to repay your debts. Although it was designed to… Read moreIncome & “The Means Test”

Tax Debt & Student loans are treated differently than other types of debt such as credit card debt and medical debt. IRS tax debt is dischargeable if it is at least three years past due and meets certain other requirements…. Read moreTax Debt & Student Loans

Can you keep your home if you file for bankruptcy? If the equity you have in your home is fully protected by an available “exemption” and you can get and stay current on your mortgage payments, your chances of keeping… Read moreBankruptcy & Real Estate

These are the documents and information you will need for a Bankruptcy case: IDENTIFICATION – Social Security Card and Photo ID such as a Driver’s license TAX RETURNS – the most recent three years BANK STATEMENTS – the most recent… Read moreDocuments & Information Needed